1. You must possess a valid S.H.I.P. (State Housing & Initiatives Partnerships) certification. For more info regarding S.H.I.P. log onto: www.flhousing.org

Frances Terry, SHIP Administrator

Suwannee County

SHIP

P.O. Box 70

Live Oak, Florida  32064

Phone: (386) 362-4115  Fax: (386) 362-4078

Email: francesterry@suwanneeec.net

2. You may not own any other home or land.

3. We provide the down payment in the way of a No Interest, No Payment Loan.

4. You must live in and maintain the home for a minimum of 5 years.  After 5 years, the down payment loan with CCHDC is forgiven.